An HOA is a legal entity that is created when a group of property owners agree to share responsibility for the maintenance and upkeep of property

Homeowners associations are organizations that were created to help maintain common areas in residential communities. They often provide services such as landscaping, trash removal, snow removal and security. It is often governed by an elected board of directors, who are responsible for enforcing the covenants, conditions and restrictions (CC&Rs) that govern the community.